Articles by ‘Rupert Gough’
Rupert Gough
Rupert Gough: Should you buy an investment property in a recession?
Short-term property ownership is risky in any market but is extremely so in an economic downturn.
Rupert Gough
2022 was the year of mortgage pain – will next year be any better for buyers?
What does 2023 look like if you want to buy a house?
Rupert Gough
Rupert Gough: Should banks offer 40-year mortgages?
Some argue that extending the life-span of a home loan could in theory make home-ownership more affordable.
Rupert Gough
Rupert Gough: The real cost of buying a do-up as your first home
How to get a mortgage that covers the cost of a renovation.
Rupert Gough
Mastering the 'Diderot Effect': How first home buyers can dodge the trap of overspending
The perils of buying things you don't need when you're saving for a house deposit.
Rupert Gough
Rupert Gough: How banks will deal with the New Zealand homes threatened by climate change
The first step will be to stop lending to some regions regardless of the localised risk of flooding.
Rupert Gough
Mortgage FAQ: Would my chances of getting a home loan increase if I went to a non-bank lender?
How to get yourself mortgage ready.
Rupert Gough
Why buying a more expensive house three months ago could have saved buyers money
The $50,000 drop in the nationwide average house price isn't a game-changer.
Rupert Gough
Rupert Gough: Botched CCCFA is choking the market, so why are the fixes taking so long?
First-home buyers will have to wait until 2023 for latest changes to take effect.
Rupert Gough
Mortgage savings trick: Should you use revolving credit for your salary?
Strategy can reduce your interest payments but there are risks for those who aren’t on top of their finances.
Rupert Gough
Renovate or pay down your mortgage: What's the best way to avoid negative equity?
The housing market downturn will put the squeeze on some homeowners.
Rupert Gough
Five savings tricks to soften the mortgage rates blow
Many homeowners will be looking for ways to cut back on expenses.
Rupert Gough
Should new homeowners be worried about Low Equity Margins?
A new charge on top of higher interest rates could put the squeeze on finances.
Rupert Gough
Short-term mortgage rates on the rise: What's the best fixing strategy?
For many homeowners, now may not be the best time to lock in a long-term rate.
Rupert Gough
Home loan relief? The new CCCFA changes explained
The Government has finally announced its revisions to the Credit Contracts and Consumer Finance Act.
Rupert Gough
The year the housing market flipped
In the last 12 months we’ve gone from ‘can’t get a home’ to ‘can’t hold onto a home’.
Rupert Gough
Why Apple Pay Later is a huge risk for mortgage applicants
Budgets could be quickly sunk by small items purchased through Apple Pay Later.
Rupert Gough
Rupert Gough: Did rising interest rates or the CCCFA kill house-buying in NZ?
The market has slowed significantly in the last six months.