Tag by ‘Credit’
Credit News
Diana Clement
The credit agencies that can torpedo your home loan application
Banks don’t want to lend to people who have a track record of bad payment.
Diana Clement
When the bank says ‘no’ to a mortgage application
Buyers who have been turned down for a home loan can bounce back.
Diana Clement
Inside the world of ‘sin bin’ mortgages
Buyers declined by mainstream banks are spending 12-24 months on the “naughty seat”.
Diana Clement
How your credit score affects your mortgage chances
Buyers can find themselves shut out thanks to poor credit scores.
Tony Alexander
Tony Alexander: Who'll be first to grab the house price bargains?
It would be great to think the first home buyers will be first out of the blocks.
Nikki Preston
Buyers and sellers ‘will remain scared’ until next year
Experts give their house price forecasts at OneRoof Property Panel.
Nikki Preston
'Buy ugly, not broken': The death of the Kiwi do-up
Rising house prices, tighter credit rules and trade cost pressures make renovation work a challenge.
Nikki Preston
First home buyers unable to take advantage of falling prices
Tougher lending rules keeping many out of the market, with higher bank test rates a major worry.
Nikki Preston
$10m-plus chateau in the Tron: Where Hamilton RVs have surged the most
But agent in the city says new RVs could already be out of date.
Rupert Gough
Rupert Gough: Is it worth applying for a mortgage?
OneRoof-ConsumerLink poll results make for grim reading but first home buyers shouldn’t give up.
Kelvin Davidson
Tentative signs the home loan crunch is starting to ease
The five things you need to know about the housing market this week.
Tony Alexander
Tony Alexander: Expect a short, sharp correction in house prices
Restraining factors are at play in the market.
Kelvin Davidson
First home buyers are deserting the housing market
The five things you need to know about the housing market this week.
Rupert Gough
The CCCFA was a terrible tool for controlling house prices
U-turn on home loan rules means borrowers can breathe a sigh of relief.
Ashley Church
Ashley Church: The housing market has turned, but should we be afraid?
Interest rates have risen, credit rules have tightened - so house prices are going to collapse, right?
Catherine Smith
Omicron adds to housing market woes as sales and listings fall away
Agents report challenges on multiple fronts.
Ashley Church
Ashley Church: Have CCCFA home loan rules killed first home buyer hopes?
The sheer volume of home loan hardship stories should send a collective shiver down our spines.
Tony Alexander
Tony Alexander: Can’t get a mortgage, don’t want to buy - what will kill the boom
Credit crunch and higher interest rates will slow the market in 2022.