Tag by ‘Home Loan

Home Loan News

‘Long-standing battle’ to get bank-shy borrowers to apply for loans easing
Catherine Smith
‘Long-standing battle’ to get bank-shy borrowers to apply for loans easing
Brokers say enquiries from first home buyers has increased.
House price plunge may not make property more affordable, say experts
Diana Clement
House price plunge may not make property more affordable, say experts
Soaring borrowing costs may cancel benefits of lower price points.
Four reasons why NZ's home loan restrictions won't be loosened in 2023
Kelvin Davidson
Four reasons why NZ's home loan restrictions won't be loosened in 2023
LVR rules cap how much a bank can lend to buyers.
Housing market off to worrying start as confidence in economy plunges
Kelvin Davidson
Housing market off to worrying start as confidence in economy plunges
The five things you need to know about the housing market this week.
How to pay off your home loan faster
Diana Clement
How to pay off your home loan faster
The tactics that will help you take years off your mortgage.
Would NZ house prices go nuts again if we took off all the brakes?
Catherine Masters
Would NZ house prices go nuts again if we took off all the brakes?
Experts on the usefulness of market controls during a slump.
CCCFA nightmares: Rule changes in July 'made diddly squat difference'
Diana Clement
CCCFA nightmares: Rule changes in July 'made diddly squat difference'
Banks still looking backwards when it comes to lending, say mortgage brokers.
The credit agencies that can torpedo your home loan application
Diana Clement
The credit agencies that can torpedo your home loan application
Banks don’t want to lend to people who have a track record of bad payment.
'Don't go nil-by-mouth': Biggest mistakes first-time buyers can make
Catherine Masters
'Don't go nil-by-mouth': Biggest mistakes first-time buyers can make
How to prepare for the market in 2023.
Debt to income ratios: New rules could see house prices fall even further
Catherine Masters
Debt to income ratios: New rules could see house prices fall even further
Looming restrictions on how much buyers can borrow.
Mortgagee sales: What happens when you can no longer pay your home loan?
Catherine Masters
Mortgagee sales: What happens when you can no longer pay your home loan?
The brutal change in the housing market has put more homeowners at risk.
13 reasons why you won't get a mortgage in 2023
Diana Clement
13 reasons why you won't get a mortgage in 2023
Your age, insurance fraud conviction and late bills payments can affect your application.
‘Baked bean budgets’ on the cards as mortgage test rates set to hit 8.6%
Nikki Preston
‘Baked bean budgets’ on the cards as mortgage test rates set to hit 8.6%
More first home buyers likely to be locked out of the market.
2022 was the year of mortgage pain – will next year be any better for buyers?
Rupert Gough
2022 was the year of mortgage pain – will next year be any better for buyers?
What does 2023 look like if you want to buy a house?
Will this week's cash rate rise extend NZ's house price gloom?
Kelvin Davidson
Will this week's cash rate rise extend NZ's house price gloom?
The five things you need to know about the housing market this week.
Chances of a massive interest rate hike have just increased
Kelvin Davidson
Chances of a massive interest rate hike have just increased
The five things you need to know about the housing market this week.
Kiwis quit city house prices, but drift to regions may not last
Kelvin Davidson
Kiwis quit city house prices, but drift to regions may not last
The five things you need to know about the housing market this week.
Rupert Gough: Should banks offer 40-year mortgages?
Rupert Gough
Rupert Gough: Should banks offer 40-year mortgages?
Some argue that extending the life-span of a home loan could in theory make home-ownership more affordable.
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