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Money News

First home buyers are deserting the housing market
Kelvin Davidson
First home buyers are deserting the housing market
The five things you need to know about the housing market this week.
The CCCFA was a terrible tool for controlling house prices
Rupert Gough
The CCCFA was a terrible tool for controlling house prices
U-turn on home loan rules means borrowers can breathe a sigh of relief.
The hidden cost of big ticket purchases – why you should think twice
Rupert Gough
The hidden cost of big ticket purchases – why you should think twice
It’s always on your mortgage.
Ashley Church: Housing affordability has worsened but are we at crisis point?
Ashley Church
Ashley Church: Housing affordability has worsened but are we at crisis point?
Figures show 48% of gross household income is now required to service a mortgage.
OCR rise could sink scores of buyers with pre-approval
Diana Clement
OCR rise could sink scores of buyers with pre-approval
Experts assess who the 0.25 point increase will hit hardest.
Home loan crunch: Is your employer costing you $100,000 in the housing market?
Rupert Gough
Home loan crunch: Is your employer costing you $100,000 in the housing market?
Every additional dollar you earn, after tax, can be put towards your mortgage affordability.
CCCFA: You won't get a home loan by living on two-minute noodles
Rupert Gough
CCCFA: You won't get a home loan by living on two-minute noodles
Property buyers shouldn’t adopt extreme measures when it comes to cutting back their expenses.
CCCFA putting the screws on small businesses
Diana Clement
CCCFA putting the screws on small businesses
Banks are turning down business owners’ requests for mortgage top-ups, say experts.
Tony Alexander: The ground has shifted on house prices
Tony Alexander
Tony Alexander: The ground has shifted on house prices
Analysis: Expect some homeowners to start clutching at straws before reality sets in.
How much of a hurdle is rising inflation to getting a mortgage?
Rupert Gough
How much of a hurdle is rising inflation to getting a mortgage?
Expect your savings to take hit.
Tony Alexander: The numbers point to a collapse in spending
Tony Alexander
Tony Alexander: The numbers point to a collapse in spending
Omicron, inflation and rising interest rates have made Kiwis more wary.
The big sick: Will Omicron wipe out hard-up building firms?
Diana Clement
The big sick: Will Omicron wipe out hard-up building firms?
Construction industry faces spike in absenteeism as it tackles rising costs and supply chain woes.
The rise of non-bank lenders - what you need to know
Rupert Gough
The rise of non-bank lenders - what you need to know
The interest rates of second-tier lenders vary and reflect the risk they are willing to take on applicants.
Killed by KiwiSaver: The three quirkiest NZ mortgage policies
Rupert Gough
Killed by KiwiSaver: The three quirkiest NZ mortgage policies
Some of the strangest and most frustrating lending policies have been around for a long time.
Rupert Gough: How a Christmas blow-out can end up costing a first home buyer $60,000
Rupert Gough
Rupert Gough: How a Christmas blow-out can end up costing a first home buyer $60,000
Those looking to apply for a mortgage at the start of 2022 need to think about their holiday spending.
Interest rate rises: Can you dodge the pain by breaking your mortgage now?
Rupert Gough
Interest rate rises: Can you dodge the pain by breaking your mortgage now?
Mortgage rates have sky-rocketed in the last six months.
Rupert Gough: What Debt to Income Ratios really mean for borrowers
Rupert Gough
Rupert Gough: What Debt to Income Ratios really mean for borrowers
Expect the remaining retail banks to implement DTIs in the next couple of months.
Rupert Gough: Would you fix your mortgage rate for 30 years?
Rupert Gough
Rupert Gough: Would you fix your mortgage rate for 30 years?
With interest rates tipped to rise further, would locking in for longer make sense?
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