Tag by ‘Rupert Gough

Rupert Gough News

Killed by KiwiSaver: The three quirkiest NZ mortgage policies
Rupert Gough
Killed by KiwiSaver: The three quirkiest NZ mortgage policies
Some of the strangest and most frustrating lending policies have been around for a long time.
How to buy that bach you’re currently renting
Rupert Gough
How to buy that bach you’re currently renting
Will you need to stump up a 40% deposit or can you get away with 20%?
Revealed: Every hurdle to getting a home loan in 2022
Rupert Gough
Revealed: Every hurdle to getting a home loan in 2022
The lending environment now is extremely different to a year ago.
Rupert Gough: How a Christmas blow-out can end up costing a first home buyer $60,000
Rupert Gough
Rupert Gough: How a Christmas blow-out can end up costing a first home buyer $60,000
Those looking to apply for a mortgage at the start of 2022 need to think about their holiday spending.
Interest rate rises: Can you dodge the pain by breaking your mortgage now?
Rupert Gough
Interest rate rises: Can you dodge the pain by breaking your mortgage now?
Mortgage rates have sky-rocketed in the last six months.
How much do you need in your pocket to buy the average Kiwi house?
Rupert Gough
How much do you need in your pocket to buy the average Kiwi house?
Prices are up and home loan rules have tightened.
Rupert Gough: What Debt to Income Ratios really mean for borrowers
Rupert Gough
Rupert Gough: What Debt to Income Ratios really mean for borrowers
Expect the remaining retail banks to implement DTIs in the next couple of months.
Rupert Gough: Would you fix your mortgage rate for 30 years?
Rupert Gough
Rupert Gough: Would you fix your mortgage rate for 30 years?
With interest rates tipped to rise further, would locking in for longer make sense?
Rupert Gough: How to make an extra $30,000 a year from the housing shake-up
Rupert Gough
Rupert Gough: How to make an extra $30,000 a year from the housing shake-up
New planning rules will allow more homeowners to build additional houses on their land.
Buyers in Auckland vs buyers in Christchurch – who's better off?
Rupert Gough
Buyers in Auckland vs buyers in Christchurch – who's better off?
Comment: Let’s run the numbers.
Rupert Gough: Can you come clean on how much you’re paid?
Rupert Gough
Rupert Gough: Can you come clean on how much you’re paid?
Rethink how you think about your income.
New property tax rules: What the changes really mean for investors
Rupert Gough
New property tax rules: What the changes really mean for investors
The big question now is: how will the banks react to the tax changes on rental property income?
What if you can’t pay your mortgage during lockdown?
Rupert Gough
What if you can’t pay your mortgage during lockdown?
So far the banks haven’t released any special solution for homeowners facing hardship.
Rupert Gough: What would happen to your mortgage if the housing market crashed?
Rupert Gough
Rupert Gough: What would happen to your mortgage if the housing market crashed?
Welcome to the world of underwater mortgages.
Six months of home loan changes: Who are the winners and losers?
Rupert Gough
Six months of home loan changes: Who are the winners and losers?
There has been a lot to unpack for first home buyers and investors.
Three big reasons why interest-only mortgages still make sense
Rupert Gough
Three big reasons why interest-only mortgages still make sense
Even without tax deductions, investors and first home buyers can be better off.
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